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عربي
National Finance Company

The National Finance Company was established in 1989 AD to provide various financing services in compliance with the principles and provisions of Islamic Sharia with a paid-in capital of SAR 250,000,000. Over the courses of three decades, individual and SME clients began to believe that Al-Wataniya has identified their needs, kept pace with their aspirations, and was a suitable financing partner for business growth. Al-Wataniya was not satisfied with developing products, but was keen to expand through channels that ensure its reach to the largest possible number through its strategic partner Saudi Post/ ways to serve customers in the Kingdom.

 

Ramadan offer:

  • Retail customers
  • APR 7.49%
  • Administrative fees 1%
  • Sponsorship not needed
  • Repayment period of up to 5 years
  • Financing up to SAR 100,000

 

National Finance Company Products:

  • Leasing

An agreement contract between the lessor and the lessee in which the lessee has the right to use certain assets owned by the lessor for a certain period in return for monthly installments for an agreed upon period.

Advantages of the individual finance program

  1. Compliant with the Islamic Sharia.
  2. The possibility of financing any new or used car according to the available credit limit.
  3. Easy terms that go hand-in-hand with the client’s monthly income for a period of up to 60 months.
  4. Competitive profit margin.
  5. Available for all nationalities.
  6. Without salary transfer.
  7. The possibility of traveling outside the Kingdom.

Advantages of Corporate Finance Program 

  1. Compliant with the Islamic Sharia.
  2. Competitive profit margin.
  3. Possibility of obtaining financing for new or used cars.
  4. Repayment period is up to 60 months.

 

  • Car Murabaha

Financing solutions for micro, small, and medium enterprises with the purpose of obtaining cash liquidity that serves the enterprise’s activity and is compatible with the Islamic Sharia.

Corporate and Corporate Finance Program Advantages

  1. Compliant with Islamic Sharia.
  2. Possibility of obtaining financing for new or used cars.
  3. Repayment period is up to 60 months.

 

  • Tawarruq

A product designed for the individual sector to provide suitable financing solutions with a competitive profit margin and a flexible and easy payment program in compliance with the Islamic Sharia.

Advantages of the Individual Finance Program

  1. Compliant with the Islamic Sharia.
  2. The option to pay in easy installments that goes hand-in-hand the customer’s monthly income for a period of up to 60 months.
  3. Competitive profit margin.
  4. No salary transfer.

 

  • Murabaha for commercial real estate

Financing for the purchase of a commercial property allocated to micro, small, and medium enterprises for the purpose of purchasing a commercial property in accordance with the Islamic Sharia and remains mortgaged until the full payment is complete.

Advantages of the Corporate and Corporate Finance Program

  1. Compliant with the Islamic Sharia.
  2. Competitive profit margin.
  3. The repayment term is up to 60 months.

 

The services of the National Finance Company are available at the following branches: